Guide to Retirement Community Living

Guide to Retirement Community Living

After working hard at your 9-5 for all of those years, retirement has finally come. You have prepared for this your entire life, through hard work and saving. With our guide to retirement community living, we will make sure that you live every second of your retirement to the fullest. We will cover the different types of housing, how to take care of your health, and more.

Retirement Community Housing

Moving and Downsizing

When done right, downsizing can have amazing benefits. Not only can you sometimes come out on top financially, but you can also get rid of a lot of clutter in your home that has accumulated over the years. It is estimated that around 40% of retirees move after retirement. 

Why Do You Want to Downsize?

Do you have too big of a house, or do you need the money from selling your current home in order to have enough to tackle your retirement plans? Regardless of why you want to downsize, it is important to set goals for downsizing. You need to set a financial goal (how much you want to save per month by downsizing) and a lifestyle goal (where do you want to live, how close to other family members, amenities where you move, etc).

When Should You Downsize?

It’s important to determine when the best time to downsize is. Many people may want to downsize on day one of retirement. Others may want to enjoy their lifestyle as it currently is for a little while before deciding to downsize. Whatever your choice may be, make sure that it fits into your budget and lifestyle preferences.

Where Are You Moving To?

While many retirees choose to remain in their own home or move to a smaller home that they will purchase, many choose to move to a retirement community. There are a number of different options, including assisted living homes, 50 plus communities, independent senior living communities, and more. 

Different Types of Senior Community Housing

55 Plus Communities

A 55 Plus Community is essentially a community designed for homeowners ages 55 and up. There are often floorplans and amenities available with the older homebuyer in mind. A lot of times, there is an HOA-like organization that will plan regular social events and gatherings for the members of the community. 55 plus communities are great for retirees who want the sense of community of a senior living facility but want the independence of owning their own house.

Independent Living Communities

An independent living community is where a lot of retirees choose to live so that they can have the freedom of living by themselves but none of the work. For example, you don’t have to worry about home maintenance, housekeeping, cooking, etc. They are great for aging adults who want to maintain an active social life. Independent living communities often provide continuous opportunities for socialization, exercise, and more.

Assisted Living Facilities 

Assisted living facilities are for older adults who can live somewhat independently but who may need help with certain tasks. There are usually different levels of care offered at assisted living facilities, depending on how independent you are. There is often staff available 24/7 if needed. There are typically group areas, such as dining rooms and areas for social and recreational activities.

Skilled Nursing Facilities/Nursing Homes

Nursing homes and skilled nursing facilities are meant for older adults who need 24/7 supervision and help. It is usually for those with debilitating physical or mental illnesses who aren’t able to take care of themselves. Residents are usually helped with healthcare, meals, bathing, and other activities.

Continuing Care Retirement Communities

These are usually a mix of a nursing home, assisted living facility, and independent living facility. Basically, the services you get reflect where you are at that stage in your life. Most people choose a continuing care retirement community so that they don’t have to worry about moving to a different facility if their health situation changes. Most people start off in an independent living type situation, then add on services as needed if/as they need higher levels of care. 

Benefits of Living in a Retirement Community

Low Maintenance

As you get older, maintaining your home just gets harder. Not only that, but it can get expensive if you have to pay someone to do all of the things that you used to do yourself, such as mowing the yard, cleaning your gutters, etc. By living in a retirement community, you are saying goodbye to home maintenance and the expenses that come with owning a home.

Social Opportunities

Friendship is important, especially as you age. Even with visiting friends and family, it can sometimes get lonely living at home, especially if you live alone. In a retirement community, there are always people there. There are usually numerous common areas that people frequent throughout the day, making it nearly impossible to not see other people. Your neighbor may become your daily coffee buddy, chess partner, walking friend, and more.


Safety is a big thing to consider as you age. Not only safety outside of your home but inside your home as well. There is usually staff always available to help if there is a medical emergency. Daily check-ins are mandatory at most retirement communities, so it won’t go unnoticed if someone doesn’t show up to their usual table at lunch. 

Prepared Meals

At many retirement communities, meals are taken care of. Not only will this take one thing off of your plate, but it will give you more time to do the things you love.

Planned Activities

Most communities have a full activity calendar every week. This not only helps you to remain active, but it gives you the opportunity to find other people who enjoy the same things as you. This can include things like workout classes, movie nights, shopping trips, and more.

One Monthly Price

Usually, you will pay one monthly fee for all of your expenses. In most cases, almost everything is included in your monthly payment. While living in a senior living community is not inexpensive, it will seem a lot more affordable once you take into consideration everything that is included. You likely won’t have separate costs for transportation, cable, internet, food, etc.

Taking Care of Yourself and Your Health

As we age, it is more important than ever to take good care of your health. It’s crucial to stay both mentally and physically fit, as it will increase your quality of life tremendously. There are a number of things that play into your mental and physical health, and we will give some recommendations for both.

Medical Expenses

Medical expenses tend to significantly increase once you reach retirement age. While Medicare will likely cover a large portion of your medical expenses, it is likely that you will have a number of out-of-pocket costs. Keep this in mind when selecting a place to live and putting together your monthly budget and expenses. It is also important to not skip your regular checkups. Checkups help to catch any issues early before they have the potential to become major problems.

Daily Exercise

Exercise has benefits for all ages, but it especially benefits older adults. Some of these benefits include a healthier heart, increased flexibility, stronger and more durable bones, higher endurance, and more. Regular exercise can also decrease the risk of chronic diseases. Not only can daily exercise lessen your chance of injury, but it can improve your mood. Some good places to start would be swimming, walking, bicycling, dancing, and more.

Keep Your Mind Busy

Especially if you live alone, it is important to keep your mind busy. It can help to prevent loneliness and feelings of isolation. It can be easy to feel a decreasing sense of purpose or boredom after you retire. There are tons of things you can do to keep yourself and your mind busy. You can learn a new language, learn to play an instrument, read a new book, start a new hobby, and more. 

Eat Well

Eating well is imperative to good health. As you have likely heard your whole life, a well-balanced diet will help you to stay healthy and well. It’s important to eat proper servings of fruits and vegetables each day, as well as dairy, protein, and carbs. If you have any questions about what you should be eating, your doctor or a nutritionist can help you to set a meal plan that will be both satisfying and good for you.

Spend Time With Loved Ones

Family life is very important after you retire. It is extremely rewarding to be able to spend time with your spouse, children, and grandchildren. There is no better way to strengthen family ties than to simply spend time together. If you have estranged family members, retirement is a great time to reach out to them and reconnect. This also applies to friends, whether you have a coffee date every week or haven’t spoken with them in several years. Retirement is a great time to reconnect with old friends.

Why Choose The Village at Germantown

The Village at Germantown is an exclusive retirement community for adults 55 ages and up. With an array of luxury amenities and services, we are proud to offer the highest quality retirement experience in Germantown, Tennessee, and surrounding areas. 

Living Options

You have your choice of a one or two-bedroom apartment or a two-bedroom villa. Both come with fully equipped kitchens, granite countertops, washer and dryer, individually controlled heating and AC, a 24 hour emergency call system, and more. Our apartments and villas were designed with you in mind, to make you feel more comfortable and more at home.


Our luxury amenities are one of the reasons why people love The Village at Germantown. We have a large number of amenities to offer residents, including:

  • Grande Lobby
  • Concierge
  • Courtyard and Patio Terrace
  • Restaurant-Style, Private, and Outdoor Terrace Dining
  • Cafe/Bistro
  • Pub
  • Library
  • Cinema
  • Beauty Salon/Barber Shop
  • Card Room
  • ATM
  • Full Service Bank
  • Mail Center
  • Auditorium


We offer a number of services included in your monthly fees, such as utilities, 24-hour security, building, and grounds maintenance, select health screenings, support groups, social activities, meals, housekeeping services, and more. For an additional fee, you can take advantage of our beauty salon and barbershop, dry cleaning, private catering, personalized fitness program, and a number of other services. 

Call Today for More Information

For more information or to schedule a private tour, call our office or fill out our online form. We look forward to hearing from you and are excited that you are interested in joining our Village family!

Contact Us

Consider The Village at Germantown as your next home

Request Information

Our goal at The Village at Germantown is to provide you with a lifetime home, a wonderful address where you can truly have the time of your life. Here, you can follow a seamless path of wellness incorporating physical fitness, nutrition, and social integration – essential components for successful aging.

© 2022 The Village at Germantown | Privacy Policy | Sitemap | Memphis Web Design by Speak